CHAPTER 7 AND CHAPTER 13 BANKRUPTCY ATTORNEY IN JACKSONVILLE

Searching for a bankruptcy attorney? If you feel like you are drowning in DEBT, take advantage of our FREE Consultation and let an experienced lawyer explain how a bankruptcy can be used to STOP creditor harassment, bank account garnishment, lawsuits, foreclosure, auto repossession, wage garnishments and tax levies. Review our answers to commonly asked bankruptcy questions or use our "FREE Consultation" form on the left and we will respond to you promptly. You can always call the Law Offices of Keith D. Collier to speak directly with an attorney.

Most people want to pay their bills but unexpected medical expenses, unemployment or bad luck can make it impossible to do so. There is a myriad of misconceptions and each method of debt relief has pitfalls that can cost valuable time and money. Protect your rights. For a successful and proven attorney, call the Law Offices of Keith D. Collier in Jacksonville for a FREE Consultation.

United States Bankruptcy Code

• Chapter 7 Bankruptcy

  To qualify for relief under Chapter 7 of the U.S. Bankruptcy Code, the debtor may be an individual, a partnership, or a corporation or other business entity. Chapter 7 is different from other bankruptcy chapters because the debtor can eliminate most debts without paying back money to their creditors.

• Chapter 11 Bankruptcy

  Chapter 11 of the U.S. Bankruptcy Code permits a business, whether a corporation or sole proprietorship and some individuals, to restructure and repay debt under a plan of reorganization. Control of regular business operations remains with the filer, but is now under the jurisdiction of the Bankruptcy Court.

• Chapter 13 Bankruptcy

  Chapter 13 of the U.S. Bankruptcy Code allows individuals with regular income to develop a plan to repay all or part of their debts over a three to five-year plan of reorganization. Chapter 13 is an alternative for individuals that exceed the income requirements for a Chapter 7. The portion of debt paid back to creditors is determined by debtor's disposable income.

When To File Bankruptcy

If you are having problems paying your debts and negotiating is not working for you and credit counseling was unable to get you through these tough times, then bankruptcy is your next option. Filing for bankruptcy can be one of the most difficult things to go through, even for a business. That is why we offer a FREE bankruptcy consultation for everyone. We answer all of your questions, address all of our concerns and give you your options.

• Is bankruptcy right for me?
• Do I have too much debt to be able to file for bankruptcy?
• Will I lose my house or my car if I file for bankruptcy?
• Does filing for bankruptcy cost a lot of money?
• How long does it take?

Representing You Through Bankruptcy

The law offices of Keith D. Collier are committed to helping our clients understand how bankruptcy works, the challenges they may face and steps to recover. Our experience with bankruptcy cases allows us to help you get through this difficult time with little to no stress and the debt relief lifted for both you, your family and even your business.

If you still have questions regarding any of our bankruptcy services or are ready to take the next step in filing for bankruptcy please give us a call today or send us an email.