The Law Offices of Keith D. Collier help you file for Chapter 7 bankruptcy protection quickly and easily to help eliminate the debt you currently carry. Chapter 7 bankruptcy is the best choice if you have very few assets and have a large amount of unsecured debt. Filing for bankruptcy does not make you a bad person, it is a way you can get a fresh start in life. Our law firm provides a FREE consultation to everyone that is inquiring about our bankruptcy services. We can begin filing your Chapter 7 bankruptcy for only $400 right now!
Filing Chapter 7 bankruptcy can give you a new start in life that you are looking for. Nobody can control the loss of a job, divorce or unexpected medical bills. If you have tried everything and are still finding yourself behind with no way out, Chapter 7 bankruptcy may be your next step. When filing for Chapter 7 bankruptcy you will not have to pay back your medical bills, personal loans, credit cards or late utility bills. We will handle the entire bankruptcy process for you from start to finish and explain everything along the way.
If your income is below or near the state median income then you may qualify for Chapter 7 bankruptcy. To determine if you qualify, you will have to take what is called a Means Test. This test helps estimate if you are able to repay any of our outstanding debt. The Law Offices of Keith D. Collier have the needed experience to assess your test results and living situation to determine which bankruptcy solution is best suited for you. We have helped thousands of Jacksonville residents over the years overcome the burden of being in debt with our bankruptcy services.
Since the 2005 bankruptcy law changes, it is harder to file for chapter 7 bankruptcy.
The amount of Chapter 7 bankruptcy filings vs. Chapter 13 bankruptcy filings have remained almost the same since 2005. Yes, the bankruptcy laws have changed and that is why you want to hire a lawyer that is highly experienced with bankruptcy cases.
I will have bad credit for the rest of my life.
Chapter 7 bankruptcy will stay on your credit report for 10 years; however, during that time you can improve your credit score because the bad credit is no longer on your credit report. After a short time you will still be able to get a credit card and get auto financing if needed. We have clients that have built their credit back up in as little as 2 years; there is no reason why you could not do the same.
I will lose everything.
In the State of Florida there are exemption codes that help you protect your home, car, clothing and personal effects. We know the bankruptcy laws and will do everything we can to help you keep what matters most in life to you. You will not lose everything; let us show you the right steps to take in the path to your debt free life.
Start Your Chapter 7 Bankruptcy Today
Call The Law Offices of Keith D. Collier today at 904-981-8100, in most cases a bankruptcy attorney will answer the call personally. We are located in Jacsksonville, FL where you can come visit our offices for a FREE Chapter 7 bankruptcy consultation. We can answer your questions on the phone and look forward to helping you get your life back on track. You may also contact us after hours by filling out our a quick and easy contact form.