http://bucks.blogs.nytimes.com/2012/03/28/borrowers-beware-of-mortgage-relief-fraud/

This article in the New York Times is a proble that will problably be arround as long as mortgages and foreclosures are around. At least twice a week a victom of mortgaeg releaf fraud will come into my office and tell me their story. How they recieved a letter in the mail that told them they could stop their foreclosure, that they pre-qualified for relief under some Federal act or code for reflief. How they already had relationships with their bank and jsut needed them to pay them some money to finish the process.

Only to find the number lsited on the paper to be out of service in a few months or to be told that they were denied or we need more time.

How much time does it take to say yeas to a loan modfication? Bank would problaby say 6 months or more. By the time an average person come to my office to tell me they were denied a loan modification or that they were duped out of $3,000.00, it's been 12 months since they have made a payment to their mortgage. Making it more dificaut for me to help them.

Us your instinct and