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Should I file for bankruptcy? “Should I file for bankruptcy?” is a question more and more Floridians are asking themselves.  This is true even though recent reports indicate that unemployment fi ...     Read More »

Stripping Mortgage in Chapter 7 Bankruptcy Filing a Chapter 7 Bankruptcy with the Law Offices of Keith D. Collier can yield many unexpected and significant benefits.  For example, did you know tha ...     Read More »

To recover from bankruptcy is easy. The hard part is actually making the decision to file. Hundreds of people go to my web site each day and think about calling. 20-30 actually make the call and sche ...     Read More »

Short Sales can be good if you understand that you may have a tax liability after. If you short sale your property and the bank settles for lets say 100k and you owe 180k, they will 1099 you for the d ...     Read More »

We use a company to pull credit report is called CIN legal data services. The allow us to pull Credit Data from Experian, TransUnion, and Equifax in either a 2-Bureau or 3-Bureau Report. This data ...     Read More »

As a Jacksonville, Daytona, and Orlando Bankruptcy Attorney, I pride myself on remaining up-to-date on the statistics for bankruptcy and foreclosure filings.  CNNMoney.com, a branch of CNN.com and th ...     Read More »

Bankruptcy on the Daily Show with Jon Stewart As a Jacksonville, Daytona and Orlando bankruptcy attorney, I am always on the look-out for issues concerning bankruptcy and middle-class families that ...     Read More »

 The Home Affordable Modification Program (HAMP) launched in early 2009 boasted potential mortgage assistance for 3 to 4 million homeowners. It is estimated that only 816,000 homeowners have receive ...     Read More »

How can I stop my wages from being garnished?  To stop a potential or active garnishment , you must act fast. The faster the reponse, the less likely you are to lose your income and savings.  If ...     Read More »

Credit scores range between 300 and 850. The higher the score the better. 500 or lower is considered a low credit score. 700 or above will save you money on your financed purchase by lowing your inter ...     Read More »

Simple, you pay the Cost to file and I will stop your wage garnishment. To file a chapter 7 case you have to pay the Federal Court a $306.00 Court Filing Fee. In order for my office to accurately prep ...     Read More »

The Eleventh Circuit Court of Appeals rule last week that Chapter 7 would also allow for stripping of subordinate mortgages. Before this case second mortgages could only be stripped in chapter 13 c ...     Read More »

Bankruptcy Statistics For April 2012 for the United State Bankruptcy Court Middle District of Florida  Bankruptcys Filed Year to Date Filing                           ...     Read More »

  Sample Chapter 11 Case for Homestead Property Client has one house that is his homestead valued at $200,000.00. He is in his 5th year of a 30 year mortgage, 25 years remain or 300 months. The ...     Read More »

Reaffirmation Agreements in Chapter 7 Bankruptcy Cases are documents that are generally prepared and filed by secured creditors. When done properly and timely they hold the debtor liable on the debt t ...     Read More »

Not hiring an attorney will likely cost you more money than hiring one. to help with the filing of a bankruptcy. The time you will have to commit to the bankruptcy will also cost you time that could ...     Read More »

http://www.nytimes.com/2012/05/08/business/bank-of-america-starts-mortgage-reduction-effort.html An Article in the New York Times talks about how "Bank of America has started sending letters to tho ...     Read More »

I get this question 5 times a day. Can or how long before  I can purchase a new or used car after I file for chapter 7 bankruptcy? Well the answer is generally anytime after you are discharged. After ...     Read More »

This CNN video article hits the nail on the head with it's advice on credit scores.  Three ways to boost your credit score http://money.cnn.com/video/pf/2012/04/23/pf-hd-boost-credit-score.cnnmoney/ ...     Read More »

This video on CNN (http://money.cnn.com/video/pf/2012/04/30/pf-file-bankruptcy.cnnmoney/ ) talks about when to file bankruptcy. Even though this videoarticle tells people to look into other options ...     Read More »

This resent article on CNN "Too broke to go bankrupt" backs my argument against last months article published in the Jacksonville Daily Record reporting that bankruptcy are down because the economy is ...     Read More »

   In an article published April 10, 2012 by the Jacksonville Daily Record it’s reported that bankruptcy filings are on a decline. Is this decline because of a better job market, stabilizing ec ...     Read More »

The Law Offices of Keith D. Collier won a great victory in court this year litigating against the United States Trustees office. This new ruling by Judge Paul M. Glenn in the Middle District of Florid ...     Read More »

How often can you file Bankruptcy? Chapter 7 –> Chapter 7 or Chapter 11? You can file chapter 7 or file a chapter 11 and get a discharge in a chapter 11 only after 8 years from the date of fi ...     Read More »

Welcome to the new Keith D. Collier, Bankruptcy Attorney website. Come back often for industry news, information and helpful tips. ...     Read More »