Blog
September 9, 2014
Rebuilding Credit
Rebuilding credit requires hard work and determination. While there are several options available, most people arrive at the same conclusion – Bankruptcy. This is because most ... Read More »
January 19, 2014
In the last week I randomly pulled 10 new client files to look at how their credit score was affected by their bankruptcy. We pull credit reports using a service provided by a company called CIN Leg ... Read More »
November 27, 2013
To recover from bankruptcy is easy. The hard part is actually making the decision to file. Hundreds of people go to my web site each day and think about calling. 20-30 actually make the call and sche ... Read More »
September 5, 2013
We use a company to pull credit report is called CIN legal data services. The allow us to pull Credit Data from Experian, TransUnion, and Equifax in either a 2-Bureau or 3-Bureau Report. This data ... Read More »
July 4, 2012
Don't pay anyone to dispute your credit reports. Pull each report directly from the source and examine each entry. If you see things that are incorrect follow the companies dispute guidelines. If you ... Read More »
July 4, 2012
Credit scores range between 300 and 850. The higher the score the better. 500 or lower is considered a low credit score. 700 or above will save you money on your financed purchase by lowing your inter ... Read More »
July 4, 2012
Consumers should be sceptical of CREDIT REPAIR ORGANIZATIONS that make promisses or statements that sound to good to be true. Just because it's what you are want to hear don't be fooled. Credit Repa ... Read More »
July 4, 2012
What really hurts your credit score? video article by CNN. http://money.cnn.com/video/pf/2012/04/17/pf_lk_dont_know_credit.cnnmoney/
These are just a few hints into how to keep your credit score ... Read More »
May 11, 2012
I get this question 5 times a day. Can or how long before I can purchase a new or used car after I file for chapter 7 bankruptcy? Well the answer is generally anytime after you are discharged. After ... Read More »
May 11, 2012
This CNN video article hits the nail on the head with it's advice on credit scores. Three ways to boost your credit score http://money.cnn.com/video/pf/2012/04/23/pf-hd-boost-credit-score.cnnmoney/
... Read More »
September 14, 2011
Total Available Credit
Up to 30% of your credit (FICO) score is determined by how much you owe creditors. The ratio of this debt to your credit limit affects your score. Asking your credit card com ... Read More »
