Should I file for bankruptcy?

“Should I file for bankruptcy?” is a question more and more Floridians are asking themselves.  This is true even though recent reports indicate that unemployment figures are lowest since the market crashed in 2008.  CNN, FOXNews, and Bureau of Labor Statistics are all reporting that unemployment rate has finally fallen to below 6%.

This is a shock to many Floridians because many are still struggling from unemployment or under-employment.  The years of 2008 – 2013 saw an unprecedented spike in bankruptcy filings.  Many Floridians just decided to “bite the bullet” and go ahead and file bankruptcy because they knew or felt that they could not get a fresh start otherwise.

Yet other Floridians persevered and continued to look for jobs and find a way out of the financial mess that the market crash left them in.  These Floridians spent their entire life savings, cashed out retirement accounts, and sold off assets – all in an effort to bounce back.  Unfortunately, for most of these Floridians, they were just “putting a Band-Aid on a broken leg.”  Job prospects didn’t turn around.  Mortgage and credit card companies didn’t work with you.  And now they are left further behind and left with less than those Floridians who filed during the crash.

Filing a chapter 7 or chapter 13 bankruptcy may allow you to get the fresh start you’ve been putting off.  The Law Offices of Keith D. Collier offer some of the lowest fees in the state of Florida for each chapter 7 or chapter 13 bankruptcy.  Call or email the Orlando, Jacksonville, or Daytona Law Offices of Keith D. Collier today for your free phone or in-office consultation to file bankruptcy.